FIXED INTEREST RATE
With a fixed rate mortgage, your interest rate will never change throughout the full term of your mortgage. This allows you to know exactly how much your payments will be and how much of your mortgage will be paid off at the end of the term.

VARIABLE (ADJUSTABLE) INTEREST RATE
With a variable rate mortgage, your interest rate may vary from month to month and historically have tended to cost less than a Fixed Rate Mortgage when daily interest rates are fairly stable.

Note: When interest rates change, your payment amount remains the same. But the amount that is applied toward interest and principal amount will change. For instance, if interest rates drop, more of your mortgage payment is applied to the principal balance owing which can help you pay off your mortgage sooner.
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Combined with a full range of competitive lending options
and historically low interest lending rates, mortgages, loans, lines of credit,
mortgage renewals and accessing equity in assets has become a lot easier.
A Mortgage Professional, Mortgage Broker or
Bank Specialist in your area can usually provide you with
a Bank or reputable Lender who has a
great combination of Rates and Terms.
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MORTGAGE SERVICES CAN USUALLY BE PROVIDED IN MOST LANGUAGES OF YOUR CHOICE
Interest rates are subject to change without notice.
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